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PCI Compliance: What Business Owners Need to Know

If you are a business owner, it is important to understand PCI compliance. This is because if your business accepts credit cards, you must be compliant with the Payment Card Industry Data Security Standard (PCI DSS). There are several tools and services available to help you stay compliant, but these can get a little confusing. For example, Business Owners sometimes confuse a compliance “scan” with a compliance “audit.” One is an automated tool and the other is an investigative service performed by professionals. In this blog post, we will discuss the different aspects of PCI compliance and what Business Owners need to know in order to remain compliant!

What is a Compliance Audit?

A compliance audit is an investigative service performed by professionals to ensure that your business is meeting all of the requirements of the PCI DSS. This includes looking at things like your policies and procedures, network architecture, and credit card processing systems. The goal of a compliance audit is to find any gaps in your compliance so that you can fix them before they become a problem.

What is a Compliance Scan?

A compliance scan is an automated tool that helps you check your system for vulnerabilities. This can be helpful in identifying potential issues so that you can fix them before they become a problem. However, it is important to note that a compliance scan is not the same as a compliance audit. A compliance audit is a more comprehensive investigation that should be performed by professionals.

What Are the Requirements of PCI Compliance?

There are 12 requirements of PCI compliance. These requirements fall into six categories:

– Build and Maintain a Secure Network

– Protect Cardholder Data

– Maintain a Vulnerability Management Program

– Implement Strong Access Control Measures

– Regularly Monitor and Test Networks

– Maintain an Information Security Policy

If you are a business owner, it is important to understand all of the requirements of PCI compliance. This way, you can ensure that your business is meeting all of the necessary requirements.

Are You Required to Be PCI Compliant?

If your business accepts credit cards, you are required to be PCI compliant. This is because the PCI DSS is a set of standards that all businesses must follow in order to ensure the security of credit card data. If your business does not meet these standards, you may be subject to fines or other penalties.

What Happens if You Are Not PCI Compliant?

If you are not PCI compliant, you may be subject to fines or other penalties. Additionally, your business may lose the ability to accept credit cards. This can have a major impact on your business, so it is important to make sure that you are compliant.

How Can You Become PCI Compliant?

There are several tools and services available to businesses to ensure that they remain PCI compliant. These include compliance scans and audits, as well as various other tools and services. By using these tools and services, you can ensure that your business is compliant with the PCI DSS.

PCI compliance is an important issue for all businesses that accept credit cards. By understanding the requirements of PCI compliance and using the available tools and services, you can ensure that your business is compliant. This will help to protect your business from fines or other penalties and will allow you to continue accepting credit cards.

If you have any questions about PCI compliance, please contact us. We would be happy to help you determine where your business needs to be to either get compliant or stay compliant! Simply enter your name and email address below and we’ll be in touch!

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